A
The ledger — checkout exchange-rate costRate ledger
The track shows the CNY-rate gap to ECB. The percentage and amount show the extra checkout cost for a fixed-CNY item whose mid-market cost is $100. Shorter tail, better deal.
B
Agent rate trendsTrends
Endpoints are true CNY rates — highest wins. Each sparkline is scaled to its own range: read the shape, not the slope across tiles.Each sparkline uses its own range.
What an exchange-rate markup is
What an exchange-rate markup is
Shopwaver compares the shopping-agent exchange rate used to convert your currency into Chinese yuan (CNY/RMB) with the ECB mid-market benchmark. The gap reveals each agent's hidden foreign-exchange (FX) markup, an implicit fee that can matter more than a headline service fee.
How the rates are compared
Rates are compared across a broad set of currencies and shown with the time each was last fetched and its source. The ECB mid-market rate is used as a neutral reference point; the rate locked at the agent's checkout is what you actually pay, so treat these figures as a recent snapshot for planning.
Frequently asked questions
01What is an exchange-rate markup?
An exchange-rate markup is the gap between the rate a shopping agent gives you when converting your currency to Chinese yuan and the real mid-market rate. The difference is an implicit fee the agent keeps, even when it advertises a low or zero service fee.
02Why is an agent's exchange rate worse than Google's rate?
The mid-market rate you see on Google or the ECB is the midpoint of the global currency market and isn't what retail conversions use. Agents add a margin on top, so the rate you pay is a little worse; Shopwaver shows that margin against the ECB baseline.
03Which shopping agent has the best exchange rate?
It varies by day and currency. Shopwaver compares Mulebuy, Oopbuy, Litbuy, Kakobuy, Hipobuy, USFans, Sugargoo and Hoobuy against the ECB mid-market rate and shows each one's markup, so you can see which currently keeps the least — shown with an update time, so verify at checkout.
04Does this page include payment or service fees?
No. This page isolates the currency markup only. Payment and service fees are separate; use the Total cost calculator to see how the currency conversion combines with seller delivery and modeled checkout fees.